PART 4
A few seconds later, he appeared in the living room.
“What’s wrong?”
I handed him my phone.
He read the post, then the comment.
His expression immediately changed.
“Who’s Rebecca?”
I explained everything about the email, the $18,500 transfer, and the documents she had sent.
Dad sat down beside me.
“Mary, I think we need to find out exactly what this man is doing.”
“I know.”
“Don’t contact Derek. Don’t confront your mother. Let’s speak to Rebecca first.”
I nodded.
I replied to Rebecca’s email and asked whether she could speak with us.
She responded almost immediately.
She agreed to a video call the following morning.
That night, I barely slept.
Every time I closed my eyes, I remembered Derek standing outside my back door with that crowbar.
I remembered Carol pointing toward the entrance.
And I remembered my mother shouting that he should break it.
Something about the entire situation no longer made sense.
Why was Derek so desperate to move into a house that didn’t belong to him?
Why had he been interested in my financial situation?
And why did Rebecca believe he already knew about the money my father had given me?
The following morning, Dad and I sat at my dining table with my laptop open.
At exactly nine o’clock, Rebecca joined the video call.
She looked to be in her early thirties. Her expression was serious, and she appeared nervous.
“Thank you for speaking with me,” I said.
“I should be thanking you,” she replied. “I wasn’t sure whether you’d believe me.”
“I don’t know what to believe yet. I just want to understand what’s happening.”
Rebecca took a deep breath.
“How long has Derek been dating your sister?”
“About six months.”
She nodded slowly.
“That sounds familiar. When Derek and I were together, he was always talking about finding someone who could help him build a better future.”
Dad leaned forward.
“What do you mean by help?”
Rebecca hesitated.
“Derek has a habit of making people believe he’s doing much better financially than he actually is. He talks about business investments, technology companies, and projects that are supposedly about to make him wealthy.”
She explained that Derek had once told her he owned part of a software development company.
He claimed he had several business partners and that he was waiting for a major investment to come through.
Rebecca had believed him.
They eventually became engaged.
During their relationship, Derek asked her to lend him money several times.
At first, the amounts were small.
Then they became larger.
Eventually, she had transferred $18,500 to him.
“He told me it was for a business opportunity,” she said.
“He promised to repay everything once his investment was completed.”
“Did he repay you?” I asked.
Rebecca shook her head.
“No. And when I started asking questions, he became angry. Eventually, I discovered that the company he claimed to own wasn’t what he had described.”
She explained that Derek had been using an inactive business registration to make his supposed company appear legitimate.
He had shown her photographs of offices that belonged to other businesses.
He had also used screenshots of financial accounts to suggest he had money available.
But when Rebecca investigated, she discovered that several of the documents he had shown her were misleading.
She ended the engagement.
Derek disappeared from her life shortly afterward.
I looked at Dad.
He was listening carefully.
“How does this connect to Mary?” he asked.
Rebecca looked directly into the camera.
“Because after Derek started dating Carol, he contacted me again.”
My stomach tightened.
“What did he say?”
“He wanted to know whether I still had information about your family.”
I frowned.
“My family?”
“Yes. He asked whether I knew anything about your mother’s house, your father’s financial situation, and whether you owned property.”
I felt my hands go cold.
“What did you tell him?”
“Nothing. I thought he was asking out of curiosity. But then he mentioned your name.”
Rebecca opened another document.
“He told me your sister had a younger half-sister who worked in technology and had recently purchased a house. He also said your father had helped you financially.”
Dad leaned back in his chair.
“That’s impossible. I never told him anything.”
Rebecca nodded.
“I believe you. That’s why I started looking into things.”
She explained that Derek had apparently been discussing the possibility of moving into my property with Carol before I had even completed the purchase.
He had described it as a temporary arrangement.
But there was something else.
“He told me that once he and Carol were living there, they would be able to convince you to refinance the property or use its value to support a business project.”
I stared at her.
“What?”
Rebecca continued.
“He said you had a stable job, a good credit history, and enough savings to qualify for financing. He believed that if your family pressured you enough, you would eventually agree.”
I felt sick.
Dad slowly closed his eyes.
Now I understood why Derek had been so interested in my house.
He wasn’t simply looking for an office.
He wanted access to the financial security I had spent years building.
But I still didn’t understand one thing.
“Why would my mother help him?”
Rebecca looked uncomfortable.
“I don’t know everything.
But I remember Derek mentioning that your mother was worried about Carol’s financial situation. He said she wanted to make sure Carol had a stable future.”
I looked at Dad.
He was already reaching for his phone.
“Mary, we need to preserve all of this information.”
I nodded.
Rebecca sent us copies of the messages she had received from Derek.
Some were ordinary conversations.
Others were disturbing.
One message from Derek read:
“Carol says her sister is stubborn, but her mother can handle her. Once we’re inside, things will be easier.”
Another said:
“The house is the important part. I don’t care about the furniture.”
And then there was a message that made my father stand up.
“If she won’t cooperate, we’ll make her feel like she has no choice.”
I read that sentence several times.
There was no longer any doubt that something serious was happening.
Dad thanked Rebecca for her help.
Before ending the call, she said something that stayed with me.
“Mary, I know you probably love your sister, even after everything she’s done. But please be careful. Derek knows how to make people believe they’re helping someone they love.”
I thanked her.
Then the call ended.
For a long time, Dad and I sat silently.
Finally, he spoke.
“I think you should contact a lawyer.”
I agreed.
That afternoon, I arranged a consultation with an attorney recommended by Tina’s aunt.
I explained the attempted entry, the moving truck, the messages, and Rebecca’s information.
The attorney advised me to keep all evidence, avoid direct confrontations, secure my property records, and communicate through appropriate legal channels if the harassment continued.
He also explained that nobody could acquire ownership or occupancy rights simply by declaring that they were family or by arriving with furniture.
I left the meeting feeling more confident.
But I knew the hardest part was still ahead.
My mother had to be confronted with the truth.
And Carol needed to understand what kind of man she had brought into our family.
My Mother Brought a Moving Truck to
THE CALL THAT EXPOSED EVERYTHING
That evening, my phone rang.
It was Carol.
I stared at the screen before answering.
“Hello?”
“Mary, what did you do?”
Her voice was shaking.
“What are you talking about?”
“Derek says you contacted his ex-fiancée!”
I closed my eyes.
So Rebecca had been right.
Derek was already trying to control the situation.
“Rebecca contacted me,” I replied. “She sent me information about him.”
Carol laughed bitterly.
“She’s jealous. She’s trying to destroy his life because he moved on.”
“Did you know he borrowed $18,500 from her and never repaid it?”
There was silence.
Then Carol said, “That’s between them.”
“Did you know he was telling her about my house before I even bought it?”
“What?”
“He told her that he wanted to move into my property and use my financial situation to support a business project.”
Carol immediately became defensive.
“You’re making things up.”
“I have his messages.”
“He’s a businessman, Mary. You don’t understand how investments work.”
“Carol, did you know he wanted me to refinance my house?”
She didn’t answer.
Instead, she asked, “Why are you trying to ruin my relationship?”
I almost couldn’t believe it.
“Your relationship? Carol, he tried to break into my house.”
“Because you wouldn’t listen!”
“He had a crowbar.”
“Mom said you were being unreasonable!”
I took a deep breath.
“Listen to me carefully. I never agreed to let you move into my house. I never agreed to let Derek move in.
And I never agreed to give either of you access to my finances.”
Carol started crying.
“You’re making me choose between my family and the man I love.”
“No, Carol. I’m asking you to look at the truth.”
She hung up.
I put my phone down.
I felt terrible, but I also knew I couldn’t keep protecting her from the consequences of her choices.
About twenty minutes later, Mom called.
I answered because I wanted to know what she would say.
“Mary, I want you to stop interfering in Carol’s relationship.”
“Mom, did you know about Derek’s financial problems?”
“He told me he had some difficulties with his previous relationship. That’s normal.”
“Did you know he was interested in my house before I bought it?”
Mom became quiet.
Then she said, “He only wanted to help Carol establish a stable home.”
“By using my house?”
“You have two bedrooms!”
I laughed in disbelief.
“That doesn’t make it yours.”
She raised her voice.
“You are being selfish! Your sister has struggled for years. You have a good salary and a beautiful house. Why can’t you help her?”
“Because helping someone doesn’t mean surrendering everything I’ve worked for.”
Mom sighed dramatically.
“Your father has filled your head with nonsense.”
I was tired of hearing that.
“Mom, Dad didn’t force me to buy this house. I did. I paid the mortgage. I made the decision. And I will decide who enters it.”
Then I asked the question I had been avoiding.
“Did you tell Derek about the $70,000?”
She didn’t answer immediately.
That silence told me more than any explanation could.
Finally, she said, “I may have mentioned that your father helped you when you graduated.”
“To Derek?”
“He was going to be part of the family.”
“Did you tell him how much money I had?”
“I don’t remember.”
I felt my anger rising.
“Mom, you knew Dad specifically asked me to keep that money private.”
“Why should I keep secrets from your sister?”
“Because it wasn’t your money to share!”
She suddenly became defensive.
“I was trying to help Carol! She needed someone who could support her!”
I couldn’t believe what I was hearing.
“Mom, did you know Derek wanted access to my finances?”
“No!”
“Then why were you helping him move into my house?”
“Because I thought it would be good for Carol!”
I went silent.
There it was.
My mother had been so focused on making Carol happy that she hadn’t bothered to protect me.
Or perhaps she simply didn’t care what happened to me as long as Carol got what she wanted.
I ended the call.
I didn’t want another argument.
I wanted the truth.
CAROL FINDS OUT WHO DEREK REALLY IS
Three days passed.
I heard nothing from Mom or Carol.
Then, on Wednesday afternoon, Tina called me.
“Mary, are you sitting down?”
“Why?”
“I think you need to see something.”
She sent me a screenshot.
It was a photograph of Carol standing outside a coffee shop.
Beside her was Derek.
But the caption was what caught my attention.
Starting over. Sometimes the hardest lessons come from the people we trust.
I called Tina.
“Do you know what happened?”
“Not exactly. But I heard Derek left your mother’s house yesterday.”
I frowned.
“Why?”
“Apparently, Carol confronted him about Rebecca’s messages.”
I immediately contacted Rebecca.
She told me that after I shared the evidence with Carol, she had sent Carol the original documents.
But she hadn’t stopped there.
She had also provided copies of the messages in which Derek discussed my property.
Carol had finally confronted him.
At first, he denied everything.
Then he accused Rebecca of fabricating the evidence.
But when Carol showed him the messages, he became angry.
He told her that she had no right to question him.
He accused her of being insecure.
And when she asked about the $18,500, he told her that it was none of her business.
That was when Carol started asking other questions.
She wanted to know about his business.
She wanted to see proof of his income.
She wanted to understand why he had been so interested in moving into my house.
Derek refused.
Then Carol discovered something else.
He had been telling her that he had enough savings to support both of them while he established his business.
But the financial statements he had shown her did not belong to him.
Some appeared to have been altered.
Others were simply screenshots from online examples.
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